Life Hacks // Easy ways to save money without really noticing

We all know that being a millennial in the current economic climate is tough. It’s all over the news, anyone in their late teens, twenties or thirties now will not have it like our parents had it. We spend all our income on rent, everything costs more, the salaries haven’t caught up and the chances of us actually being able to do something ‘adult-like’, buy a house for instance, are basically zero. If, like me, you live in London, you can times all these issues by a thousand and you’ve got an idea of where your salary disappears to 10 days after pay day.

But, here’s the thing. I like spending money.  I’m all about experiences and I like to live life to the full, packing my evenings and weekends with going out any doing stuff. It’s important to me. I’m sure I’m not alone here. I can’t stand it when my money just seems to disappear and I’ve got no idea of what I spent it on!  So, with that in mind I’ve come up with a few ways to save pennies on the ‘boring stuff’, which adds up to saving a wholeeee lot of money in the long run. Money to spend on having fun – yay!

So, for those likeminded people who find themselves straight up broke but still don’t want to sacrifice having a life then give these ideas a go and save the money for a rainy day.

Coffee.

I agree, there is nothing quite like the smell of a barista style coffee shop when you’re on the way to work at some ungodly hour. HOWEVER, did you know that if you buy one medium latte a day you are probably spending in excess of £50 per month on coffee? No, I didn’t either. Buying a flask and taking coffee from home will save a small fortune.

Greetings Cards.

Sorry mum, but I’m just not okay with spending £100+ a year on cards alone which are only heading to the recycling bin eventually. Birthday cards, Christmas cards, Valentine’s day cards – we have gone for a total, blanket ban. This will not only save us money but also it’s our way of doing our bit for the environment too. If you feel super bad for not sending cards try these Lost Ocean postcards which you can colour in beautifully yourself and send for a fraction of the cost.

Couponing.

It may sound lame, but who doesn’t get a kick out of using money off vouchers?! It’s free money! I used to chuck the vouchers they give you in Sainsbury’s, Boots and so on but actually if you get organised, keep them and use them you can save money on your day-to-day shopping.

Points cards.

Remembering to take your points/membership cards to the relevant shops can pay off big time further done the line! We do all our food shopping at Sainsbury’s so our Nectar points add up fast. I’ve also been really impressed with the new Co Op membership card which is free to join and not only gives you 5% back on all your purchases in store but also 1% of what you buy goes to worthwhile causes in your local community! I love that.

Don’t pay over the odds.

A prime example of this is going to the cinema, a regular pastime of ours. Aside from the extortionate ticket prices, a couple can easily blow £10-£15 on drinks, sweets and treats. We have recently started buying a bag of popcorn and bottles of cola on the way there from Co Op (whilst using our membership card to collect points boom) and I’m not exaggerating, we have saved a small fortune. This is the same for gigs, theatre shows, football matches, the lot. Be prepared!

Food prep.

I’m guilty of forgetting this one because it takes a fair bit of forward planning and organisation on my part but when I am on it with the food prep I have notice a huge difference in my weekly bank balance! We try to cook up a batch of meals on Sunday night to take to work for the rest of the week. With the average meal deal costing £3 that is £60 per month on lunches alone which is just too much in my opinion. When you add it up it’s easy to see where that pay check is escaping to each month! Being organised can save you a great deal.

I know how tricky it can be to budget, believe me, so I don’t do it. But by following these few easy tricks I have found my money seems to be going a little bit further, without really sacrificing too much! I hope that you might find these helpful.

What are your fail-safe ways to save cash? Are you a budgeter?

11 Comments

  1. Jenny March 21, 2017 / 11:58 am

    My hubby and I have stopped buying each other cards for birthdays, Christmas etc because it’s just a waste of money and they end up in the bin anyway! I like to be prepared and always take at least some bottles of water and snacks when we’re going out for the day – it can save a small fortune over the years! x

    LuxeStyle

    • Jessica Emily March 22, 2017 / 5:38 pm

      It really can! Birthday cards are a huge saver I’ve noticed a difference! xx

  2. Amy March 21, 2017 / 8:38 pm

    I think the co-op membership card is % back on co-op branded products only rather than on everything. I only know this as I go there quite a bit and always looking at my receipt to see how much i’ve saved up so far! The only way I could save money is to cut out the chocolate, apart from that I don’t really buy much, but I couldn’t do that as it’s my only vice and I need something lol!

  3. Helena March 22, 2017 / 2:01 pm

    I do the majority of this already there some rally handy tips!

  4. Candice March 23, 2017 / 6:19 am

    Great tips! I think giving up coffee would be my hardest!

    • Jessica Emily March 23, 2017 / 5:33 pm

      I haven’t given it up! God no!!! Hehe I just take my own in from home xx Thanks for reading x

  5. Maria March 23, 2017 / 4:20 pm

    LOVED these tips! I totally agree about greetings cards too- I work near Oxford Circus and the minimum I pay for a card is about £3 its ridiculous! Also coffee is a really good one, I bought a coffee machine for £30 and now I feel like I’m really saving 🙂

    • Jessica Emily March 23, 2017 / 5:34 pm

      Thank you! Coffee machine is such a good idea we’ve just been putting off getting one because we think we’d get through sooooo many more if we had a lovely machine instead of instant! Haha but it’s def happening at some point! xx

  6. Holly Shannon March 23, 2017 / 4:34 pm

    I rarely buy coffees out anymore except as an occasional treat and we always meal prep a week in advance so we’re not buying loads of random food we don’t need or probably already have in the cupboard!! I also use sites like HotUkDeals and TopCashBack to help me save money and find bargains 🙂 x

    • Jessica Emily March 23, 2017 / 5:34 pm

      Ooh thanks for those links I’ve never used them! Something to check out 🙂 xx

  7. Jesse March 25, 2017 / 5:44 pm

    I use Cash Only, I set a certain amount towards an activity. If I don’t have enough money for a Coffee in cash, I just simply walk away.

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